01 · Visitor Health Insurance
Cross borders. Stay covered.
Comprehensive medical coverage for non-US citizens visiting the United States. Designed to protect you against the cost of unexpected illness, accidents, and hospital bills that can reach six figures without warning.
━━Most popular plan type
━━A-rated US carriers
━━Coverage from $1/day
━━Plans up to age 99
Real quotes.
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Answer a few quick questions. Ombrela matches you with A-rated carriers in real time — no spam, no follow-up sales calls.
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Ombrela — premium travel insurance
What's inside
Designed for
real medical events.
Questions, answered
The honest FAQ.
Who actually needs visitor health insurance?
Any non-US citizen visiting the United States. Without coverage, a single ER visit can cost $2,000–$10,000, and serious medical events can exceed $100,000. US healthcare extends no safety net to short-term visitors.
How much does it cost?
Plans typically run $1–$7 per day depending on age and coverage maximum. A 30-day plan with $100,000 coverage often costs $50–$150 for healthy travelers under 50.
What about pre-existing conditions?
Pre-existing conditions are typically excluded — but acute onset coverage protects against sudden flare-ups. Critical for travelers over 60. Always read your policy's pre-existing condition definition before purchase.
When does coverage start?
Coverage typically activates the day after purchase or on a date you choose. You can buy before leaving home or after arriving in the US.
Can I extend my coverage?
Most plans allow online extensions before expiration — provided you haven't exhausted policy benefits through claims.